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Member Alert:
Safeguarding Member Information

On Wednesday, December 7, Leaders Credit Union was made aware of an email scam, using our name and logo, to attempt to draw members into a fake website similar in appearance to the Leaders Credit Union homepage. Attempting to sign into E-branch services logs the username and password but gives a failure message, giving the offender access to the specified account. Leaders Credit Union is taking appropriate action to protect members and attempt to identify the offenders.

Leaders Credit Union has been made aware of recent attempts to steal member information in the form of fake emails, which send out a false message that a security breach requires you to visit a certain website and enter confidential member information. This type of scam, called "phishing", is all too common, and one of the primary means of online identify theft. Please follow these guidelines when you receive a questionable email or popup message while banking online:

Leaders Credit Union will never send an email asking a member to enter information into a website. If it looks suspicious, delete it. If you've followed the instructions of the false emails, please contact Member Services immediately.

Emails containing misspelled words, incorrect grammar, and odd spacing are most likely generated using translators, converting the message from its native language.

Most phishing attempts do not name the correct Credit Union or financial institution, using a generic name in an attempt to pull in accounts from many different institutions.

Never give your social security number, member number, password, or any other confidential information that may be used to identify you or change your information over an email or suspicious phone call. If in doubt, please schedule to update any information directly with a Member Services Representative.

Current email scams received this week announce "Dear Leaders Credit Union Customer", "Dear First Tennessee Bank Customer", and "Dear Tennessee Credit Union Customer", in large bold letters. These appear to be from the same source, and are attempts to steal information by entering information into a "spoofed" website. If you receive this email, please delete it immediately, and inform anybody that may have access to your account to do the same.

If you have entered your information online because of an email like this, please change your E-Branch password and contact us immediately.

Definitions:

What is 'Phishing'?
phishing (FISH.ing) pp. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information. -phisher n.

Example Citations:
Phishing is the term coined by hackers who imitate legitimate companies in email messages to entice people to share passwords or credit-card numbers. Recent victims include Bank of America, Best Buy and eBay, where people were directed to Web pages that looked nearly identical to the companies' sites.

What is 'Spoofing'?
Pretending to be something it is not, whether an email, website, etc…

For more information on secure home banking, please follow this link: https://www.leaderscu.com/onlineserv/HB/security_site/privacy.html