First Mortgage Loans | Mortgage
Rate Reduction Loan | Home Equity Loan | Equity Advantage Loan
Land-Lot Loan | Construction Loans | What to bring
when you apply
At Leaders, we’re sure to have the product to fit your
specific need. From first mortgages, refinances and home-equity
lines of credit to fixed rates, adjustable rates, balloons and
even 100% financing, we’ve
got you covered. Stop by or call today and let our mortgage representatives put you in the home of your
dreams.
You've found the perfect home. Now it's time to finance it. We
offer mortgage loans for purchases and refinances. These loans
consist of fixed and variable rates with financing up to 100%
LTV (loan-to-value). Fees will vary and interest rates can change
daily.
- Fixed and Variable Rates Available with traditional mortgage
terms
- In-house or secondary market options
- Loan-to-value up to 90% on cash-out refinances
- Fixed rates, ARM's, and Balloon products
- Loan-to-value up to 96.5% on purchases
- Please contact us for available terms
Are you interested in a shorter-term mortgage at a lower rate?
We offer this in-house product to meet the needs of your request
for a shorter term for your mortgage needs. This is a fixed rate
product financing up to 95% LTV. It generally has a lower rate
and lower fees.
This is a second mortgage product that is a line of credit using
your primary residence as collateral. It can be used for various
purposes such as home improvements or special occasions. This
is a variable interest rate product financing up to 95% LTV. The
interest rate and maximum LTV are based on credit scores.
- Rates as low as 5.75%
- No annual fees
- No per draw fees
- Borrow up to 95% of the value of your home
- Maximum $150,000
- Fast Approval
- Interest may be Tax Deductible
Looking for a fixed rate and shorter terms when borrowing against
your equity?
This is a second mortgage product that has a fixed rate using
your primary residence as collateral. It can be used for various
purposes. This product has a maximum 95% LTV. The interest rate
and maximum LTV are based on credit scores. This product generally
has no closing costs, and amortization's up to 20 years.
You've finally found the perfect piece of ground to build your
dreams. Or maybe it's time for that cabin on the river you've
been wanting. Let us make it happen for you with a land-lot loan.
This loan is available for property within the state of Tennessee.
- Available for Tennessee Property
- Low Cost, Low Rates
- Terms up to 5 years fixed, maximum LTV 80%
- Amortization's up to 20 years
Ready to build that dream home?
Let us help!!! We'll work with you to make your dream home a reality.
- Prime Rate currently 6.00% for 1 year
- Interest only on the amount drawn
- Free Construction Loan Checking Account
- Financing up to 90% of appraised value
- Copy of Legal Description
- Homeowners Insurance Policy
- Current First Mortgage Statement
- Verification of income (ie. W2's or Current Pay Stub)
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