Skip-A-Pay Program

You may choose to skip a payment on your qualifying credit union loan(s)* one time per calendar year only. 

There is a $35 processing fee per loan, which will be automatically deducted from either your share savings or checking account.  You may also choose to mail a check for payment.

If you make automatic loan payments through direct deposit or payroll deduction, we will deposit your payment into your share savings account.  Please note that interest will continue to accumulate during the month you skip your payment.

Fill out this form and either fax it or deliver it to Leaders Credit Union.

• You must be an active member with at least $25 in your share savings account.
• You must not have a negative balance in your share savings account or checking account.
• Your loan must be current.
• You must have no delinquent loans within the past 12 months (delinquency being defined as having a loan with a payment over 30 days past due).
• This offer does not apply to real estate loans, overdraft loans or closed-ended loans, including PS loans, indirect loans and auto equity loans.