Personal Banking

 

Share Rates

 
 

Interested in opening a savings or checking account with Leaders Credit Union? Feel free to stop by one of our 4 branch locations in Jackson and speak with one of our Member Service Representatives. You can also call us at (731) 664-1784 or email us for more information. For more information. For more information about the NCUA Temporary Additional Insurance Coverage, please click here.

Share Rates: Effective as of 01/01/2012

Share and Share Draft Accounts

Account Dividend Rate Annual Percentage
Yield
Prime Share Account**
$0.00 - 24.99 no dividend 0.00%
$25.00 - 2499.99 0.10% 0.10%
$2500.00 - 4999.99 0.10% 0.10%
$5000.00 and over 0.20% 0.20%
Christmas/Vacation Share Account
All Balances 0.50% 0.50%
Share IRA
All Balances
0.50%
0.50%
Money Market IRA
All Balances
0.60%
0.61%
Starter Saver Share Account
$0.00 - 499.99 0.00% 0.00%
$500.00 and over 0.20% 0.20%
Platinum Shares Account
$10,000.00 and over 0.80% 0.80%
$5,000 - $9,999.99 0.60% 0.60%
$1,000 - $4,999.99 0.50% 0.50%
$999.99 and below no dividend 0.00%
Rate-Flex Share Account
$50,000.00 and over 0.80% 0.81%
$25,000.00 - $49,999.99 0.60% 0.60%
$1,000.00 - $24,999.99 0.50% 0.50%
$0.00 - $999.99 no dividend 0.00%
Premier Checking
$0.00 - $999.99 no dividend 0.00%
$1,000.00 and over 0.30% 0.31%
Premier Plus Checking
$0.00 - $999.99 no dividend 0.00%
$1,000.00 - $9,999.99 0.40% 0.40%
$10,000.00 and over 0.50% 0.50%

**Minimum balance of $25 to earn dividend.

Leaders Credit Union accounts are insured up to $250,000.00 by the National Credit Union Administration, a U.S. Government Agency. IRAs are insured up to an additional $250,000.00. All rates are subject to change without notice, as determined by the Credit Union Board of Directors. Early withdrawals from certificates may incur substantial penalties. Fees could reduce earnings on some accounts. The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. Share (savings) and Share Draft (checking) account rates are subject to change after the account is opened.

E-Mail a LCU Representative or call
(731) 664-1784 or 800-227-1893 for the most current rates