Interested in opening a CD with Leaders Credit Union? Feel free to stop by one of our 4 branch locations in Jackson and speak with one of our Member Service Representatives. You can also call us at (731) 664-1784 or email us for more information.
You know how we keep talking about saving? Well, here’s a great way to do just that. Leaders’ term shares are designed to help you invest your money for future use and savings. Our member service representatives can help you find the best product to meet your specific goals. Of course, all deposits are federally insured by NCUA. For more information about the NCUA Temporary Additional Insurance Coverage, please click here.
IRA and IRA Share Certificate Accounts
- Low $1,000 minimum balance required for IRA Share Certificates
- Roth, Traditional, and Educational IRA's available
- Save on taxes with possible tax-deductible contributions
- Build savings for a comfortable future or important event
- Deposits are insured to up $250,000 by NCUA
- Certificates earn higher dividends than share savings
NOTE: There are specific guidelines for contributions and distributions of IRA funds. Please view our eBrochures below or contact our IRA Department for more information at 731-664-1784 or 800-227-1893
Share Certificate Accounts (CD's)
- Affordable $1,000 minimum investment
- Certificates earn higher dividends than share savings
- Feel secure with a guaranteed rate of return for the term
- Choose to have your dividends automatically credited to your certificate's principle, transferred to another LCU account or mailed to you by check
- Share certificates are automatically renewed for your convenience at the end of the term for a like term at the current rate
- Can be used as collateral for low-interest loans for the length of the certificate
NOTE: Share Certificates closed before maturity are subject to early withdrawal penalties
Money Market Share Certificates
- $3,000 minimum investment to open
- Certificates earn higher dividends than share saving and paid at maturity
- Additional deposits can be made at anytime
- Withdraw one time per month without penalty
- Must maintain a $3,000 balance upon renewal
- Feel secure with a guaranteed rate of return for the term (3 months)
- Choose to have your dividends automatically credited to your certificate's principle, transferred to another LCU account or mailed to you by check
- Share certificates are automatically renewed for your convenience at the end of the term for a like term at the current rate
- Can be used as collateral for share secured loans at a very reasonable rate of interest
NOTE: Share Certificates closed before maturity are subject to early withdrawal penalties.