Your Champion for Life
The financial strength and security of our members is at the heart of everything we do – and we’ll walk beside you every step of the way.
Our Mission
We power your passion and make lives better.
It’s our mission to provide our members with the tools and guidance they need for their financial well-being. Whatever your goals are, we’re here to walk beside you, providing what you need for a financially stable and happy life – whatever that looks like for you.
Not-for-profit
Leaders Credit Union is a cooperative financial institution fully owned by our members and operating for their benefit.
Lower Rates
Our profits are reinvested in our members in the form of lower fees and rates and higher dividends.
Stability
Leaders is one of the largest and most stable credit unions in West Tennessee, serving communities for over 65 years.
Why Leaders?
We provide a trustworthy, community-based alternative to traditional banking.
Local Service
We love our West Tennessee communities and we’re proud to serve them with a smile.
Comprehensive Solutions
Whatever your stage of life or financial goals, from learning financial literacy to retirement planning, we have the tools you need.
Not-for-profit
Leaders Credit Union is a cooperative financial institution fully owned by our members and operating for their benefit.
Lower Rates
Our profits are reinvested in our members in the form of lower fees and rates and higher dividends.
Stability
Leaders is one of the largest and most stable credit unions in West Tennessee, serving communities for over 65 years.
Local Service
We love our West Tennessee communities and we’re proud to serve them with a smile.
Comprehensive Solutions
Whatever your stage of life or financial goals, from learning financial literacy to retirement planning, we have the tools you need.
Have questions?
One of our financial champions will be happy to guide you.
Find a Branch Near MeOur Core Values
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Be Good.
We list this value first because it serves as the foundation for everything that follows.
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Show Up.
Some days are tougher than others, but we believe that the simple act of arriving is a symbol of our commitment to our members.
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Work Hard.
Every one of our team members is committed to giving their all to serve our members.
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Don't Quit.
Our members have been loyal to us for over 65 years, and we ask our team members for the same level of kindness and commitment in return.
Forward as One
We ask our team members to embrace our core values and commit to our mission to power your passion. It’s the best way we know to ensure that we’re leading you to prosperity.
West Tennessee’s Most
Trusted Credit Union
Voted Best
Best Credit Union:
Jackson Sun, 2015-2019; Milan Mirror Exchange, 2018-2023; Bartlett Express, 2019-2021.
Best Community Banker:
Milan Mirror Exchange, 2019-2020, 2023; Bartlett Express, 2019
Best Mortgage Company:
Jackson Sun, 2018-2019; Bartlett Express, 2019-2021
Business of the Year:
Jackson Chamber, 2018; Obion County Chamber of Commerce, 2021; Bartlett Express, 2021
Verified Strength
“A” rating from DepositAccounts.com
5-star rating from Bauer Financial
Top 10% strongest credit unions in Tennessee
Federally Insured
Provided by NCUA
National Credit Union Administration
Up to $250,000 per depositor
Backed by the full faith and credit of the United States Government
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How Do I Become a Member?
01
Apply for Membership
Apply online or in-person at one of our convenient branch locations.
02
Enjoy the Benefits
Great rates, friendly service, and free tools to guide you on your financial journey.
03
Achieve Financial Freedom
We are absolutely happy to help move your goals forward.
Our History
Leaders Credit Union got its start in Jackson, Tennessee back in 1957 under the name Jackson-Madison County Teachers Credit Union. Its mission was to provide area teachers with a convenient way to save and borrow money.
In 1996, JMCTCU had expanded its membership to include not only education but also healthcare and communications, and we needed a name to reflect the changes.
Today, we are over 70,000 members strong and have over $850 million in assets – and we continue to serve our communities with the comprehensive products and services they need to build their financial strength.
1957
Five Jackson educators gather in a local elementary school. They pass a cigar box and contribute $5 each to start a credit union. Mr. Paul K. Sutherland keeps a ledger and, after receiving approval from the state, the JMCTCU operates out of a school ticket booth.
1971
JMCTCU receives articles of incorporation from the state.
1979
Mr. Sutherland resigns as Manager and Jim Davenport takes over. The JMCTCU switches its operations to a house on Tucker Street in Jackson.
1983
The members and board of the Jackson-Madison County General Hospital Employees’ Credit Union vote to merge with the JMCTCU.
1985
The members and board of the Jackson Sun Employees’ Credit Union vote to merge with the JMCTCU.
1990
Todd Swims, our current president and CEO, assumes leadership of the JMCTCU.
1993
The JMCTCU opens its first retail location at 90 Directors Row in Jackson.
1996
Members approve a name change from Jackson-Madison County Teachers’ Credit Union to Leaders Credit Union, a name that reflects our broadening field of membership.
1998
Leaders opens its largest branch location on Oil Well Road in Jackson, a banking center that still accounts for a majority of our monthly transactions.
2004
The members and board of CECO Employees’ Credit Union vote to merge with Leaders Credit Union.
2007
Leaders Credit Union celebrates its 50th anniversary serving the communities of West Tennessee and reaches a major financial milestone by passing $100 million in assets.
2010
The members and board of the People’s Choice CU vote to merge with Leaders, marking Leaders Credit Union’s first fixed-asset merger and first expansion out of the Jackson market into Union City, TN.
2013
The members and board of Sears Federal Credit Union vote to merge with Leaders Credit Union, our largest merger partnership to date, which allowed us to serve members in Bartlett, Tennessee.
2017
Leaders CU celebrates 60 years of service in West Tennessee, reaching $340 million in assets and 45,000 members strong. We expand into Gibson County and break ground on a new branch in Milan, TN.
2019
Leaders CU reaches the 50,000 member mark and grows to $400 million in assets.
2022
Our membership grows to 65,000 and we expand into Dyer County with our new branch in Dyersburg, TN.
Testimonials
What Our Members Are Saying About Leaders
