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About Leaders

Your Champion for Life

The financial strength and security of our members is at the heart of everything we do – and we’ll walk beside you every step of the way.
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Our Mission
We power your passion and make lives better.

It’s our mission to provide our members with the tools and guidance they need for their financial well-being. Whatever your goals are, we’re here to walk beside you, providing what you need for a financially stable and happy life – whatever that looks like for you.

Our Mission
Not-for-profit

Not-for-profit

Leaders Credit Union is a cooperative financial institution fully owned by our members and operating for their benefit.

Lower Rates

Lower Rates

Our profits are reinvested in our members in the form of lower fees and rates and higher dividends.

Stability

Stability

Leaders is one of the largest and most stable credit unions in West Tennessee, serving communities for over 65 years.

Why Leaders?

Why Leaders?

We provide a trustworthy, community-based alternative to traditional banking.

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Local Service

Local Service

We love our West Tennessee communities and we’re proud to serve them with a smile.

Comprehensive Solutions

Comprehensive Solutions

Whatever your stage of life or financial goals, from learning financial literacy to retirement planning, we have the tools you need.

Not-for-profit

Not-for-profit

Leaders Credit Union is a cooperative financial institution fully owned by our members and operating for their benefit.

Lower Rates

Lower Rates

Our profits are reinvested in our members in the form of lower fees and rates and higher dividends.

Stability

Stability

Leaders is one of the largest and most stable credit unions in West Tennessee, serving communities for over 65 years.

Local Service

Local Service

We love our West Tennessee communities and we’re proud to serve them with a smile.

Comprehensive Solutions

Comprehensive Solutions

Whatever your stage of life or financial goals, from learning financial literacy to retirement planning, we have the tools you need.

Have questions?

One of our financial champions will be happy to guide you.
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Our Core Values

  • Be Good.
    Be Good.

    We list this value first because it serves as the foundation for everything that follows.

  • Show Up.
    Show Up.

    Some days are tougher than others, but we believe that the simple act of arriving is a symbol of our commitment to our members.

  • Work Hard.
    Work Hard.

    Every one of our team members is committed to giving their all to serve our members.

  • Don't Quit.
    Don't Quit.

    Our members have been loyal to us for over 65 years, and we ask our team members for the same level of kindness and commitment in return.

Our Core Values
Forward as One
We ask our team members to embrace our core values and commit to our mission to power your passion. It’s the best way we know to ensure that we’re leading you to prosperity.
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How Do I Become a Member?
01
Apply for Membership
Apply online or in-person at one of our convenient branch locations.
02
Enjoy the Benefits
Great rates, friendly service, and free tools to guide you on your financial journey.
03
Achieve Financial Freedom
We are absolutely happy to help move your goals forward.
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Our History

Leaders Credit Union got its start in Jackson, Tennessee back in 1957 under the name Jackson-Madison County Teachers Credit Union. Its mission was to provide area teachers with a convenient way to save and borrow money.

In 1996, JMCTCU had expanded its membership to include not only education but also healthcare and communications, and we needed a name to reflect the changes.

Today, we are 65,000 members strong and have over $700 million in assets – and we continue to serve our communities with the comprehensive products and services they need to build their financial strength.

1957 Logo
1957
Five Jackson educators gather in a local elementary school. They pass a cigar box and contribute $5 each to start a credit union. Mr. Paul K. Sutherland keeps a ledger and, after receiving approval from the state, the JMCTCU operates out of a school ticket booth.
1971
JMCTCU receives articles of incorporation from the state.
Switches Operations to Tucker-Street 1979
1979
Mr. Sutherland resigns as Manager and Jim Davenport takes over. The JMCTCU switches its operations to a house on Tucker Street in Jackson.
1983
The members and board of the Jackson-Madison County General Hospital Employees’ Credit Union vote to merge with the JMCTCU.
1985
The members and board of the Jackson Sun Employees’ Credit Union vote to merge with the JMCTCU.
1990 Todd Swims assumes leadership
1990
Todd Swims, our current president and CEO, assumes leadership of the JMCTCU.
1993 First Retail Location
1993
The JMCTCU opens its first retail location at 90 Directors Row in Jackson.
1996 Name change
1996
Members approve a name change from Jackson-Madison County Teachers’ Credit Union to Leaders Credit Union, a name that reflects our broadening field of membership.
1998 Largest branch location
1998
Leaders opens its largest branch location on Oil Well Road in Jackson, a banking center that still accounts for a majority of our monthly transactions.
2004
The members and board of CECO Employees’ Credit Union vote to merge with Leaders Credit Union.
2007
Leaders Credit Union celebrates its 50th anniversary serving the communities of West Tennessee and reaches a major financial milestone by passing $100 million in assets.
2010
The members and board of the People’s Choice CU vote to merge with Leaders, marking Leaders Credit Union’s first fixed-asset merger and first expansion out of the Jackson market into Union City, TN.
2013
The members and board of Sears Federal Credit Union vote to merge with Leaders Credit Union, our largest merger partnership to date, which allowed us to serve members in Bartlett, Tennessee.
2017 Celebration and new branch
2017
Leaders CU celebrates 60 years of service in West Tennessee, reaching $340 million in assets and 45,000 members strong. We expand into Gibson County and break ground on a new branch in Milan, TN.
2019 50000th Member
2019
Leaders CU reaches the 50,000 member mark and grows to $400 million in assets.
2022 Growth and new branch
2022
Our membership grows to 65,000 and we expand into Dyer County with our new branch in Dyersburg, TN.

Testimonials

What Our Members Are Saying About Leaders