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Membership Benefits

Power Your Passion with Leaders

It’s time to say goodbye to hidden fees and bad customer service. Experience the difference that membership at a credit union can make with lower rates, bigger rewards, and a partnership with people who care about your goals. Leaders Credit Union is a not-for-profit, member-owned financial cooperative. We believe everyone deserves a champion, and we want to be your financial champion for life.
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Membership Benefits and Rewards

Leaders Credit Union members benefit because they are owners of the credit union.
Lower rates on loans
Higher dividends on deposits
24/7 access to online & mobile banking for free
Free budgeting tools and quarterly FICO score
Access to 85,000 surcharge-free ATMS and more than 5,400 shared branches nationwide
Member Appreciation Days at Discovery Park of America
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Membership Benefits
Do I Qualify?

It's easy to become a member of Leaders, and chances are you qualify already:

 

  • Are you employed by one of our Select Employer Groups? (A list can be found on the online application)
  • Do you work in the area of education, healthcare, or communications?
  • Are you a family member of someone who qualifies for membership with Leaders?
  • Do you live, work, worship, or attend school in: Madison, Chester, Dyer, Haywood, Lake, Lauderdale, or McNairy Counties in Tennessee, Crittenden County in Arkansas; or in certain parts of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, and Weakley Counties in Tennessee?
  • Are you employed by a business in Obion County, TN, with less than 500 full-time employees?
  • Are you a member of one of our Associational Groups: Leaders Education Foundation, Boys and Girls Club of West TN, or the Jackson Theater Guild?

If so, you qualify! If you have questions about qualifications, please call 731.664.1784 or email us at loyalty@leaderscu.com.

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Membership Benefits Qualifications
How Do I Become a Member?
01
Apply for Membership
Apply online or in-person at one of our convenient branch locations.
02
Enjoy the Benefits
Great rates, friendly service, and free tools to guide you on your financial journey.
03
Achieve Financial Freedom
We are absolutely happy to help move your goals forward.
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Frequently Asked Questions About Membership

Credit union members receive many benefits including:


  • Fewer fees than banks
  • Lower loan rates than other financial institutions
  • Potentially higher rates of return on savings accounts
  • Personability with members
  • Free financial education
  • And more!

In addition, credit unions are cooperative, working with members to offer things like shared branches and a nationwide network of 85,000+ ATMs.

Anyone living, working, worshiping, or attending school in Madison, Chester, Dyer, Haywood, Lake, Lauderdale, or McNairy Counties in Tennessee, Crittenden County in Arkansas, and in certain parts of Carroll, Crockett, Fayette, Gibson, Hardeman, Henderson, Henry, Shelby, Tipton, and Weakley Counties in Tennessee; employees working at one of our Select Employee Groups (SEGs); and employees or members of one of our Associational Groups are eligible for membership. Employees of businesses of less than 500 full-time employees in Obion county may also be eligible to join.

 

Please call us at 731.664.1784 or email us at loyalty@leaderscu.com to find out if you work at one of the SEGs or if you work at or are a member of one of the Associations.

Joining is easy! Once you have determined that you are eligible, you can simply complete our online application and join in just a few minutes.

Credit unions are not-for-profit organizations who operate for the benefit of their members. Any profits we earn are returned to members in the form of dividends and reduced rates and fees.

Yes! With our free mobile app, you can:

 

  • Transfer funds between accounts
  • Pay bills using your Leaders checking account
  • Deposit checks
  • Pay at merchants using Apple Pay®, Android Pay® or Samsung® Pay!
  • Find nearest branches and ATMs

Still have questions? Visit our Help Center.