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Student Loans

Fill the gap federal aid may leave behind

Leaders Credit Union believes in education, which is why we provide flexible student loans and refinancing with lower rates and fewer fees than other lenders.

Leaders Student Loans

We’re leading the way to a bright and successful future with student loans to fill the gaps in financial aid while still being affordable.
Loan amounts up to $100,000 (over your college career)
Zero origination or pre-payment fees
Lower rates & fees than other lenders
Defer all payments until after you graduate
Fills in gaps that financial aid might leave behind
Flexible payment terms
Apply for a Student Loan
Leaders Student Loans
Undergraduate Line of Credit

Secure money for your entire undergraduate career with just one application.

 

  • Loan amounts up to $75,000
  • APR¹ starting at 5.60%
  • Repayment terms of 20 or 25 years
Undergraduate Line of Credit
Graduate Line of Credit

Get funds to pay for your entire graduate career with one simple application process – and draw money when you need it!

 

  • Loan amounts up to $100,000
  • APR¹ starting at 5.60%
  • Repayment terms of 20 or 25 years
Graduate Line of Credit
Student Loan Refinance

Lower your interest rate and monthly payments with Leaders’ affordable student loan refinancing.

 

  • Refinances up to $100,000
  • APR¹ starting at 4.04% and flexible terms of 5, 10, or 15 years
  • No origination fees
Student Loan Refinance
Terms Up To
APR¹ Starting At
Loan Amounts Up To
Undergraduate LOC
25 years
Terms Up To
5.60%
APR¹ Starting At
$75,000
Loan Amounts Up To
Graduate LOC
25 years
Terms Up To
5.60%
APR¹ Starting At
$100,000
Loan Amounts Up To
Student Loan Refinance
15 years
Terms Up To
4.04%
APR¹ Starting At
$100,000
Loan Amounts Up To

The reviews are in

Don't take our word for it. Read why our members love banking with Leaders.

    star chart 4.9 out of five

    4.9

    4.9 out of 5 (341 Member Reviews)

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Why Leaders?

    Why Leaders?

    Our goal is a simple one: to lead our members to the financial security they deserve.

    Apply for a Student Loan
    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Have questions?

    One of our financial champions will be happy to guide you.
    Find a Branch Near Me

    Disclosures

    1. - APR = Annual Percentage Rate