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Pre-Owned Vehicles

Buy Pre-Owned to Save

Buy and finance with us for affordable rates.

Leaders Pre-Owned Vehicles

To ensure the safety and soundness of our banking institution, Leaders Credit Union resells cars, trucks, SUVs, and other vehicles to prevent loss caused by loan default. While each unit is inspected and reconditioned by an independent third party, we do not warrant the vehicle against mechanical or cosmetic defect.

Available Vehicles for Sale

inspected and reconditioned

Vehicles are inspected and reconditioned by an independent third party

warranties

Most pre-owned vehicles are eligible for aftermarket warranties

rate discount

2% rate discount with qualifying credit (minimum APR¹ is 3.80%)

Highlights

Pre-Owned Vehicles

A pre-owned vehicle you’ll love at a price you can afford.

No money down

No money down

Inventory

Inventory is updated regularly

inspected and reconditioned

Vehicles are inspected and reconditioned by an independent third party

warranties

Most pre-owned vehicles are eligible for aftermarket warranties

rate discount

2% rate discount with qualifying credit (minimum APR¹ is 3.80%)

No money down

No money down

Inventory

Inventory is updated regularly

Purchase outright or finance your loan with Leaders.

Need financing? We're happy to help!
Apply Now

Frequently Asked Questions About
Pre-Owned Vehicles

Credit unions are owned by members and it’s our responsibility to protect our members by preventing losses where we can. To ensure the safety and soundness of our banking institution, Leaders Credit Union resells repossessed vehicles to prevent loss caused by the loan default.

Our inventory changes frequently, so please check our Pre-Owned Vehicle page on a regular basis to view our most current inventory.

In most cases, the answer is yes. There may be exceptions, so you should talk to one of our Financial Champions to confirm.

Yes, you may still be able to qualify for a loan. However, you may not be able to qualify for the 2% rate reduction in some cases. 

Yes, membership is a requirement. There is a one-time fee of $25 and you’ll reap all the rewards of membership when you join.

Leaders Credit Union requires full insurance coverage for all vehicle loans. You must list Leaders as the loss payee on your coverage. Leaders offers GAP insurance and other protection on loans.

Still have questions? Visit our Help Center.

Disclosures

1. - APR = Annual Percentage Rate. Not all applicants will qualify for this rate. Subject to membership and credit application approval.