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Rewarding Cards to Reward Members

Rewarding Cards to Reward Members

At Leaders Credit Union, we believe that our members should be rewarded for using their credit cards. Whether you prefer cash back or points, we’ve got you covered.

Leaders Compass Suite of Cards

We’re putting money in your pocket with credit cards that lead the way to rewards. All of our credit cards share these features.
Competitive interest rates
Rewards for using your card
Contactless payment
No hidden fees
Choice of how to redeem your rewards (statement credit or account transfer)
Free Leaders Card Control app
Apply for a Credit Card
Leaders Compass Suite of Cards
Compass Black VISA® Signature

Get cash back rewards for every purchase with our Compass Black VISA® Signature. You’ll earn our biggest rewards for your most common purchases.

 

  • Earn 2% cash back on all purchases¹
  • 7.99% for the life of balance transfers²
  • No annual fee
Compass Black VISA® Signature Card
Compass Rewards VISA® Platinum

Earn points for every purchase you make with our Compass Rewards VISA® Platinum. This card offers a low introductory APR and no annual fee.

 

  • 0% introductory APR³ for the first 15 billing cycles
  • Earn 1 point for every $1 you spend
  • This card offers a low interest rate and no annual fee
Compass Rewards VISA® Platinum Card
Compass Business VISA® Platinum

Running a business is challenging but getting rewards for your business purchases makes it easier. Get cash back for everything you buy with Leaders Compass Business VISA® Platinum card.

 

  • Earn 2%¹ cash back on every purchase
  • Competitive APR⁴
  • Annual fee waived for the first year⁵
Compass Business VISA® Platinum Card
Rewards
Annual Fee
Access to Card Control App
Contactless Payment
Compass Black VISA® Signature
2% Cash Back
Rewards
Annual Fee
Access to Card Control App
Contactless Payment
Compass Rewards VISA® Platinum
Points
Rewards
Annual Fee
Access to Card Control App
Contactless Payment
Compass Business VISA® Platinum
2% Cash Back
Rewards
Waived first 12 months⁵
Annual Fee
Access to Card Control App
Contactless Payment

The reviews are in

Don't take our word for it. Read why our members love banking with Leaders.

    star chart 4.9 out of five

    4.9

    4.9 out of 5 (341 Member Reviews)

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Why Leaders?

    Why Leaders?

    Our goal is a simple one: to lead our business members to the success they deserve.

    Join Now
    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Have questions?

    One of our financial champions will be happy to guide you.
    Find a Branch Near Me

    Disclosures

    1. - 2.00% cash back on all purchases with no annual purchase limit.

    2. - If a balance transfer is completed within 60 days of account opening, the interest rate on that balance will be 7.99% fixed for the life of that balance and there will be no balance transfer fee. If a balance transfer is completed after the first 60 days, a balance transfer fee of $10.00 or 2.00% will be assessed and the balance will be subject to the approved interest rate. A cash advance fee of $10.00 or 3.00% of each cash advance, whichever is greater, will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. As of May 1, 2022, variable interest rates are between 15.15%-24.15%. Penalty APR (Annual Percentage Rate) is 27.99%. Rate is determined based on creditworthiness and is indexed on WSJ Prime plus 11.90% - 20.90%

    3. - APR stands for Annual Percentage Rate, the cost of your credit as a yearly rate. The 0% Introductory APR is valid for 15 billing cycles from the date of purchase, transfer or cash advance. A transfer fee of 2% or $10 whichever is greater will be applied. A cash advance fee of 3% or $10 whichever is greater will be applied. At the end of the introductory period, the APR for all new and outstanding purchases, transfer balances and cash advances will be a variable rate, currently as low as 8.15% for Platinum or 10.15% for Platinum Rewards as of April 24, 2020. This APR will be determined by creditworthiness and will vary with the market based on the Prime Rate.

    4. - APR stands for Annual Percentage Rate, the cost of your credit as a yearly rate. APR will vary with the market based on the Prime Rate. Rate is indexed on WSJ Prime plus 11.00%

    5. - $49.00 annual fee will be applied after 12 months of account opening.