Earn Cash Back with Compass Black
Using your credit card should be rewarding. With the Compass Black VISA® Signature we’re leading the way to our most generous cash back offer.
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We believe everyone deserves a champion, and we want to be your financial champion for life.
Using your credit card should be rewarding. With the Compass Black VISA® Signature we’re leading the way to our most generous cash back offer.
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Yes. We have put the entire application online and you can complete it in just a few minutes.
Most approvals happen in less than 48 hours.
Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.
You have two options after you’ve earned cash back with a Leaders credit card. The first option is to use the rewards as a balance credit on your credit card. The second is to transfer the cash you’ve received into a Leaders checking or savings account.
Yes. As a credit union, we offer competitive interest rates and many of our cardholders have chosen to transfer their balances after getting a Leaders credit card.
Yes. Leaders cardholders can use the free Leaders Card Control App to view their account activity and balances, redeem rewards, and make payments.
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1. - 2.00% cash back on all purchases with no annual purchase limit.
2. - If a balance transfer is completed within 60 days of account opening, the interest rate on that balance will be 7.99% fixed for the life of that balance and there will be no balance transfer fee. If a balance transfer is completed after the first 60 days, a balance transfer fee of $10.00 or 2.00% will be assessed and the balance will be subject to the approved interest rate. A cash advance fee of $10.00 or 3.00% of each cash advance, whichever is greater, will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. As of May 1, 2022, variable interest rates are between 15.15%-24.15%. Penalty APR (Annual Percentage Rate) is 27.99%. Rate is determined based on creditworthiness and is indexed on WSJ Prime plus 11.90% - 20.90%.
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