Earn Cash Back with Compass Black
Using your credit card should be rewarding. With the Compass Black VISA® Signature we’re leading the way to our most generous cash back offer.
Yes. We have put the entire application online and you can complete it in just a few minutes.
Most approvals happen in less than 48 hours.
Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.
You have two options after you’ve earned cash back with a Leaders credit card. The first option is to use the rewards as a balance credit on your credit card. The second is to transfer the cash you’ve received into a Leaders checking or savings account.
Yes. As a credit union, we offer competitive interest rates and many of our cardholders have chosen to transfer their balances after getting a Leaders credit card.
Yes. Leaders cardholders can use the free Leaders Card Control App to view their account activity and balances, redeem rewards, and make payments.
1. - APR=Annual Percentage Rate, the cost of your credit as a yearly rate.
2. - As of Oct. 1, 2022, variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 14.90%-20.90% for the Compass Black. A transfer fee of 2% or $10 whichever is greater will be applied. A cash advance fee of 3% or $10 whichever is greater will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. At the end of the introductory period, the APR for all new and outstanding purchase transfer balances and cash advances will be a variable rate. The APY for Compass Black Visa® Signature credit cards are subject to credit application and approval. Not all applicants will qualify. Applicants under age 21 may require a co-applicant. Penalty APR is 27.99%.