Earn Cash Back with Compass Black
Using your credit card should be rewarding. With the Compass Black VISA® Signature we’re leading the way with no spending limits, no categories to track, and no annual fee.
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Earning interest on your checking just got more rewarding!
Buying a new or used car has never been so easy.
We have the resources you need to help you achieve financial freedom
We believe everyone deserves a champion, and we want to be your financial champion for life.
Using your credit card should be rewarding. With the Compass Black VISA® Signature we’re leading the way with no spending limits, no categories to track, and no annual fee.
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Yes. We have put the entire application online and you can complete it in just a few minutes.
Most approvals happen in less than 48 hours.
Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.
You have two options after you’ve earned cash back with a Leaders credit card. The first option is to use the rewards as a balance credit on your credit card. The second is to transfer the cash you’ve received into a Leaders checking or savings account.
Yes. As a credit union, we offer competitive interest rates and many of our cardholders have chosen to transfer their balances after getting a Leaders credit card.
Yes. Leaders cardholders can use the free Leaders Card Control App to view their account activity and balances, redeem rewards, and make payments.
Still have questions? Visit our Help Center.
1. - Earn 3% cash back on all purchases for the first 15 months from the date of account opening. After that, you will earn 2% cash back on all purchases. Offer is only valid for new cards and if member has direct deposit with Leaders. Credit card and direct deposit must be associated with the same membership.
2. - APR=Annual Percentage Rate, the cost of your credit as a yearly rate. As of Oct. 1, 2022, variable interest rates will be determined by creditworthiness and is indexed to WSJ Prime Rate plus 14.90%-20.90% for the Compass Black. A transfer fee of 3% or $10 whichever is greater will be applied. However, during the introductory period for the above stated Leaders credit card, the transfer fee will be 5% or $10, whichever is greater. A cash advance fee of 3% or $10 whichever is greater will be applied. A foreign transaction fee of 1.00% of each transaction in U.S. dollars will be applied. At the end of the introductory period, the APR for all new and outstanding purchase transfer balances and cash advances will be a variable rate. The APY for Compass Black Visa® Signature credit cards are subject to credit application and approval. Not all applicants will qualify. Penalty APR is 27.99%.
3. - The 0% introductory APR is valid for the first 15 months from the date of account opening. To be eligible, member cannot have opened another Compass Rewards or Compass Black card within the last 36 months and receive 0% for 15 months. However, you will be eligible for the 3% cash back for 15 months.
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