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Leaders Youth Banking Accounts

Youth banking for a bright financial future

Children who learn about money grow into financially savvy adults With Leaders’ Youth Banking, today’s kids are tomorrow’s entrepreneurs and financial leaders.

Leaders Youth Banking

We’re leading the way to financial education and responsible use of money. Our Youth Accounts share these important features.
No monthly fees¹
Membership rewards
Access to 85,000 surcharge-free ATMs
Financial literacy tools & resources
Account features designed especially for our youngest members
Free access to online and mobile banking
Open Youth Account
Leaders Youth Banking Accounts
Future Leader Savings

We believe in fostering the habit of saving from an early age. With Future Leaders Savings, our youngest members can learn the rewards of saving and begin their financial journey.

 

  • Open to ages 0-20
  • Earn 5.00% APY² on your first $500 of savings
  • Get rewards for good report cards and perfect attendance³
Future Leader Savings
The NEXT Account

Teens and young adults should learn money management for a bright future. The NEXT Account allows youth the ability to learn more about managing their own spending account without the hassles of monthly service fees.

 

  • Debit Mastercard® with no monthly fee
  • No minimum balance required
  • Free access to our mobile app
The NEXT Account
Scholarships

Since 2019, Leaders Education Foundation has been Giving Forward to our community by awarding up to $10,000 in scholarships to West Tennessee students to help tomorrow’s leaders put their best foot forward.

 

  • Brings community-minded citizens, members, and organizations together.
  • Provides educational resources & opportunities to students and educators.
  • Awards up to $10,000 in scholarships each spring semester.
Scholarships
Student Loans

Getting an education shouldn’t be out of reach because incomes haven’t kept up with tuition costs. Leaders Credit Union offers affordable student loans to help students pursue their dreams.

 

  • Borrow up to $75,000 throughout your college career, or refinance up to $100,000
  • Lower rates, fewer fees, and flexible payment terms
  • No origination or early repayment fees
Student Loans
iGrad

Leaders Credit Union empowers students to manage their money, limit and repay debt, and begin successful careers with iGrad, our financial literacy platform.

 

  • Track student loans
  • Track jobs & internships in your chosen career
  • Take courses in how to repay student loans, manage credit cards, invest, improve your credit score, and more
iGrad
ATM & Shared Branch Access

With ATM & Shared Branch Access, students can take Leaders with them wherever they go. Access your money with our network of 5,400 shared branches and 85,000+ ATMs worldwide.

 

  • Visit any of our 5,400 shared branching locations
  • Access your money at 85,000+ ATMs worldwide
  • Find shared branches and ATMs on the Leaders Mobile App by looking under More > Locations
ATM & Shared Branch Access
Minimum Deposit
Dividends
Membership Fee
Monthly Fees
Free Access to Mobile App
Future Leader Savings
$10⁴
Minimum Deposit
Up to 5.00% APY²
Dividends
$25 membership fee waived
Membership Fee
¹
Monthly Fees
Free Access to Mobile App
The NEXT Account
Minimum Deposit
Dividends
$25 membership fee waived
Membership Fee
Monthly Fees
Free Access to Mobile App
Kids Save with Leaders
Our youngest members deserve our best.

We know that the future will be bright when we invest in our kids. Our Youth Banking accounts are designed to help our youngest members learn how to save and how to spend responsibly, while rewarding them for their efforts.

Up to 5.00% APY^1

The reviews are in

Don't take our word for it. Read why our members love banking with Leaders.

    star chart 4.9 out of five

    4.9

    4.9 out of 5 (341 Member Reviews)

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Why Leaders?

    Youth Banking

    Our goal is to turn today’s children into tomorrow’s financially secure adults.

    Join Now
    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Owned by Members

    Owned by Members

    Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.

    Competitive Rates

    Competitive Rates

    Our members benefit from competitive rates that are lower than most financial institutions.

    Local Service

    Local Service

    As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.

    Stability

    Stability

    We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.

    Comprehensive Services

    Comprehensive Services

    From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.

    Have questions?

    One of our financial champions will be happy to guide you.
    Find a Branch Near Me

    Disclosures

    1. - The Future Leader Savings account allows one withdrawal per month without a fee, additional withdrawals are subject to a $5 fee.

    2. - APY = Annual Percentage Yield.

    3. - Deposit is made when a report card or perfect school year attendance report is presented in-branch with a limit of four report cards and/or one perfect attendance report per school year. Report card deposits are made once each quarter and are $1 per “A” or “Excellent” grade with a limit of $5 per report card. Perfect attendance deposit is made at the end of the school year and is $10.

    4. - $10 deposit into Prime Share savings account is required to hold membership (refunded upon account closure). If already a member, no additional deposit is required for NEXT Account. $10 minimum deposit required for Future Leader Savings.