Youth banking for a bright financial future
Children who learn about money grow into financially savvy adults With Leaders’ Youth Banking, today’s kids are tomorrow’s entrepreneurs and financial leaders.
Leaders Youth Banking
We’re leading the way to financial education and responsible use of money. Our Youth Accounts share these important features.
No monthly fees¹
Membership rewards
Access to 85,000 surcharge-free ATMs
Financial literacy tools & resources
Account features designed especially for our youngest members
Free access to online and mobile banking
Future Leader Savings
We believe in fostering the habit of saving from an early age. With Future Leaders Savings, our youngest members can learn the rewards of saving and begin their financial journey.
- Open to ages 0-20
- Earn 5.00% APY² on your first $500 of savings
- Get rewards for good report cards and perfect attendance³
The NEXT Account
Teens and young adults should learn money management for a bright future. The NEXT Account allows youth the ability to learn more about managing their own spending account without the hassles of monthly service fees.
- Debit Mastercard® with no monthly fee
- No minimum balance required
- Free access to our mobile app
Scholarships
Since 2019, Leaders Education Foundation has been Giving Forward to our community by awarding up to $10,000 in scholarships to West Tennessee students to help tomorrow’s leaders put their best foot forward.
- Brings community-minded citizens, members, and organizations together.
- Provides educational resources & opportunities to students and educators.
- Awards up to $10,000 in scholarships each spring semester.
Student Loans
Getting an education shouldn’t be out of reach because incomes haven’t kept up with tuition costs. Leaders Credit Union offers affordable student loans to help students pursue their dreams.
- Borrow up to $75,000 throughout your college career, or refinance up to $100,000
- Lower rates, fewer fees, and flexible payment terms
- No origination or early repayment fees
iGrad
Leaders Credit Union empowers students to manage their money, limit and repay debt, and begin successful careers with iGrad, our financial literacy platform.
- Track student loans
- Track jobs & internships in your chosen career
- Take courses in how to repay student loans, manage credit cards, invest, improve your credit score, and more
ATM & Shared Branch Access
With ATM & Shared Branch Access, students can take Leaders with them wherever they go. Access your money with our network of 5,400 shared branches and 85,000+ ATMs worldwide.
- Visit any of our 5,400 shared branching locations
- Access your money at 85,000+ ATMs worldwide
- Find shared branches and ATMs on the Leaders Mobile App by looking under More > Locations
Kids Save with Leaders
Our youngest members deserve our best.
We know that the future will be bright when we invest in our kids. Our Youth Banking accounts are designed to help our youngest members learn how to save and how to spend responsibly, while rewarding them for their efforts.
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are lower than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.
Why Leaders?
Our goal is to turn today’s children into tomorrow’s financially secure adults.
Join Now
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.
Comprehensive Services
From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are lower than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.
Comprehensive Services
From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.