
Leaders Youth Banking
We’re leading the way to financial education and responsible use of money. Our Youth Accounts share these important features.

We believe in fostering the habit of saving from an early age. With Future Leaders Savings², our youngest members can learn the rewards of saving and begin their financial journey.
- Open to ages 0-20
- Earn 5.00% APY¹ on your first $500 of savings
- Get rewards for good report cards and perfect attendance

Teens and young adults should learn money management for a bright future. The NEXT Account³ allows youth the ability to learn more about managing their own spending account without the hassles of monthly service fees.
- Debit Mastercard® with no monthly fee
- No minimum balance required
- Free access to our mobile app

Leaders Education Foundation is #GivingForward to our community by awarding up to $10,000 in scholarships to West Tennessee students to help tomorrow’s leaders put their best foot forward.
- Brings community-minded citizens, members, and organizations together.
- Provides educational resources & opportunities to students and educators.
- Awards up to $10,000 in scholarships each spring semester.

Getting an education shouldn’t be out of reach because incomes haven’t kept up with tuition costs. Leaders Credit Union offers affordable student loans to help students pursue their dreams.
- Borrow up to $75,000 throughout your college career, or refinance up to $100,000
- Lower rates, fewer fees, and flexible payment terms
- No origination or early repayment fees

Leaders Credit Union empowers students to manage their money, limit and repay debt, and begin successful careers with iGrad, our financial literacy platform.
- Track student loans
- Track jobs & internships in your chosen career
- Take courses in how to repay student loans, manage credit cards, invest, improve your credit score, and more

With ATM & Shared Branch Access, students can take Leaders with them wherever they go. Access your money with our network of 5,400 shared branches and 85,000+ ATMs worldwide.
- Visit any of our 5,400 shared branching locations
- Access your money at 85,000+ ATMs worldwide
- Find shared branches and ATMs on the Leaders Mobile App by looking under More > Locations

Kids Save with Leaders
Our youngest members deserve our best.
The reviews are in
Don't take our word for it. Read why our members love banking with Leaders.
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are higher than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.
Comprehensive Services
From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.
Owned by Members
Membership means ownership. As a not-for-profit credit union, we share rewards with our members in the form of dividends.
Competitive Rates
Our members benefit from competitive rates that are higher than most financial institutions.
Local Service
As part of the West Tennessee community, we’re proud to serve our members and neighbors with a smile.
Stability
We’re one of the largest and healthiest credit unions in Tennessee, providing financial stability to our valued members.
Comprehensive Services
From basic banking services to sophisticated tools to achieve your financial dreams, we’ve got the accounts you need to reach your goals.
Have questions?
One of our financial champions will be happy to guide you.
Find a Branch Near MeDisclosures
1. - APY = Annual Percentage Yield.
2. - The Future Leaders Savings account requires a $10 deposit and $10 into a Prime Share savings account to hold membership (refunded upon account closure). Allows one withdrawal per month without a fee, additional withdrawals are subject to a $5 fee. Deposits are made when a report card or perfect school year attendance report is presented in-branch with a limit of four report cards and/or one perfect attendance report per school year. Report card deposits are made once each quarter and are $1 per "A" or "Excellent" grade with a limit of $5 per report card, Perfect attendance deposits are made at the end of the school year and is $10.
3. - The NEXT Account requires a $10 deposit into a Prime Share savings account to hold membership (refunded upon account closure). If already a member, no additional deposit is required.