
Spending for Youths
Youth checking with no monthly fees.
No monthly fee and no minimum balance
Free debit Mastercard®
Membership fee of $25 is waived
Use code "YOUTH" when opening account.
Highlights

Youth checking today for the leaders of tomorrow.
Open NEXT AccountFree access to the Leaders mobile app
Manage personal spending and easily move money between accounts.
Access to 85,000 surcharge-free ATMs
No monthly fee and no minimum balance
Free debit Mastercard®
Membership fee of $25 is waived
Use code "YOUTH" when opening account.
Free access to the Leaders mobile app
Manage personal spending and easily move money between accounts.
Access to 85,000 surcharge-free ATMs
Open an Account Today
Need help opening your minor account online?
See Step-By-Step GuideTestimonials
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Frequently Asked Questions about
The NEXT Account
- Who is eligible for the NEXT Account?
- Young members between the ages of 13 and 21 are eligible for the NEXT Account.
- What information do I need to open a NEXT Account for my child?
- You will need the minor's social security card and birth certificate both in branch or online to open this account.
- Are there any special requirements for children under 18?
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Yes. Any child under 18 must have a parent or a legal guardian listed as joint account holder.
- Can I transfer money to my child’s account?
- Yes. Your account will be tied to your child’s account, and you can transfer money between accounts using our free mobile app.
- Is there a membership fee for the NEXT Account?
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The membership fee of $25 is waived for Youth Accounts. Simply enter the code "YOUTH" when you open your account. Note: Prime Share savings account is a required product for all new members and a $10.00 deposit is required to hold membership (refunded upon account closure). Need help opening your account online? See our step-by-step instructions for opening a minor account.
Still have questions? Visit our Help Center.
Disclosures
Any Leaders Credit Union member age 13 or over may open a checking account; Members under age 18 must have a parent or legal guardian as joint owner. $10.00 deposit into Prime Share savings account is required to hold membership (refunded upon account closure).