![The NEXT Account](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Save%20and%20Spend/Checking%20Accounts/the-next-account-hero1.jpg?width=640&height=524&name=the-next-account-hero1.jpg)
Spending for Youths
Youth checking with no monthly fees.
No monthly fee and no minimum balance
Free debit Mastercard®
Membership fee of $25 is waived
Use code "YOUTH" when opening account.
Free access to the Leaders mobile app
Manage personal spending and easily move money between accounts.
Access to 85,000 fee-free ATMs
No monthly fee and no minimum balance
Free debit Mastercard®
Membership fee of $25 is waived
Use code "YOUTH" when opening account.
Free access to the Leaders mobile app
Manage personal spending and easily move money between accounts.
Access to 85,000 fee-free ATMs
Open an Account Today
Need help opening your minor account online?
See Step-By-Step GuideTestimonials
What Our Members Are Saying About Leaders
![Luke Pruett](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Testimonials/Luke%20Pruett%20Headshot%20Fall%202020%20Downtown%20Memphis-1.jpeg?width=828&height=828&name=Luke%20Pruett%20Headshot%20Fall%202020%20Downtown%20Memphis-1.jpeg)
![Maliah Harmon](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Testimonials/HarmonMaliah.png?width=606&height=606&name=HarmonMaliah.png)
![Jason A. Sykes](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Testimonials/JAS%20Headshot.jpeg?width=1115&height=1512&name=JAS%20Headshot.jpeg)
![Amanda D. Stewart](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Testimonials/Amanda_2019-5-1.jpeg?width=2100&height=2100&name=Amanda_2019-5-1.jpeg)
![Dave Bratcher](https://www.leaderscu.com/hs-fs/hubfs/Website%20Redesign/Testimonials/DaveBratcher.jpeg?width=2816&height=2795&name=DaveBratcher.jpeg)
Frequently Asked Questions about
The NEXT Account
- Who is eligible for the NEXT Account?
-
Young members between the ages of 13 and 20 are eligible for the NEXT Account.
- What information do I need to open a NEXT Account for my child?
-
You will need the minor's social security card and birth certificate both in branch or online to open this account.
- Are there any special requirements for children under 18?
-
Yes. Any child under 18 must have a parent or a legal guardian listed as joint account holder.
- Can I transfer money to my child’s account?
-
Yes. Your account will be tied to your child’s account, and you can transfer money between accounts using our free mobile app.
- Is there a membership fee for the NEXT Account?
-
The membership fee of $25 is waived for Youth Accounts. Simply enter the code "YOUTH" when you open your account. Note: Prime Share savings account is a required product for all new members and a $10.00 deposit is required to hold membership (refunded upon account closure). Need help opening your account online? See our step-by-step instructions for opening a minor account.
Still have questions? Visit our Help Center.
Disclosures
Any Leaders Credit Union member age 13 or over may open a checking account; Members under age 18 must have a parent or legal guardian as joint owner. $10.00 deposit into Prime Share savings account is required to hold membership (refunded upon account closure).