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Boat & RV Loans

Boat & RV Loans

Cruise into your new recreational vehicle or boat with Leaders

Stress-Free Boat & RV Loans

Purchasing a boat or RV should be smooth sailing. With Leaders’ easy application process and streamlined lending, you’ll be on your way to relaxation in no time.

Apply For Boat or RV Loan View Loan Highlights

Relax with Leaders’ Affordable Boat & RV Loans

Buying a new RV or boat has never been so simple. Are you:
Seeking a simple and intuitive borrowing experience?
Ready for an affordable boat or RV loan with competitive rates?
Searching for a flexible loan term that works with your budget?
Looking for quick approval and a smooth underwriting process?
Wanting easy-to-use tools to manage your loan?
Apply For Boat or RV Loan
Affordable Boat & RV Loans
Interest rates

Interest rates as low as 5.99% APR¹

Boat loan terms

Boat loan terms up to 144 months

RV loan terms

RV loan terms up to 180 months

Highlights

Apply for Boat or RV Loan

The Easy Boat & RV Loan for Smooth Sailing

Apply For Boat or RV Loan
mobile app

Track your loan and make payments with our mobile app

GAP coverage

Debt protection and GAP coverage available

Interest rates

Interest rates as low as 5.99% APR¹

Boat loan terms

Boat loan terms up to 144 months

RV loan terms

RV loan terms up to 180 months

mobile app

Track your loan and make payments with our mobile app

GAP coverage

Debt protection and GAP coverage available

Get Pre-Approved Today

Convenient, online application process
Get Started

Testimonials

What Our Members Are Saying About Leaders

Are you buying an RV or boat?

We’re here to help you relax with smart financial decisions. Our free loan calculator can help you estimate how much you can afford to spend on a new boat or RV.

Enter your loan amount, interest rate, and desired loan term to estimate your monthly payment and determine how much your loan payment will be. You can even download the results to your computer or phone, so the information will be at your fingertips.

Frequently Asked Questions About
Boat & RV Loans

Yes. Once you are a Leaders Credit Union member, you’ll have access to our online and mobile banking tools, which allow you to make loan payments, view your balances, and easily transfer money between accounts.

Yes. Leaders Credit Union understands that financial hardship can strike at any time. You can skip a payment if you have had a loan with us for at least nine months and have an open Share Account with a minimum $10 balance. There is a $35 fee to skip a payment and interest will continue to accrue during the skipped month.

Yes. Credit unions are owned by members. We have a low membership fee of just $25. As a member, you’ll get access to our full array of tools and services to lead you to a strong financial future.

Our pre-approval process for boat loans is designed to be quick and easy. Simply enter the required information to get your pre-approval within 30 minutes. There are no pre-approvals available for RV loans.

We believe in taking the stress out of buying a new boat or RV, which is why we’re leading the way with speedy underwriting to get you into your new vehicle as quickly as possible. The average time for loan approval is one day.

We offer flexible loan terms of up to 144 months (12 years) for boats and up to 180 months (15 years) for RV loans.

Still have questions? Visit our Help Center.

Disclosures

1. - APR = Annual Percentage Rate.

Credit criteria applies and not all applicants will qualify. Rates for approved loans are based on the applicant's credit history. "Boat rates as low as 5.99% APR" apply to well-qualified applicants with credit scores of 760, loan terms of 96 months, 2020 or newer models, and loan amounts up to $15,000. Loan term, loan to value (LTV), and/or down payment are examples of terms that may vary based upon your credit history.

Other restrictions may apply.

Loan rate effective as of June 14, 2022, and is subject to change without notice. Payment Example: 96 monthly payments of approximately $13.14 per $1,000 borrowed at 5.99% APR for a loan amount up to $15,000. Personal watercraft such as jet skis are not included with this vehicle type.

"RV rates as low as 6.59% APR" apply to well-qualified applicants with credit scores of 760, loan terms of 96 months, 2021 or newer models, and a minimum loan amount of $15,000. Loan term, loan to value (LTV), and/or down payment are examples of terms that may vary based upon your credit history.

Other restrictions may apply.

Loan rate effective as of June 14, 2022, and is subject to change without notice. Payment Example: 96 monthly payments of approximately $13.43 per $1,000 borrowed at 6.59% APR for RV loans of $15,000 or more.