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All Leaders branches (including our call center) will be closed July 2-4 in observation of Independence Day.
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New & Used Auto Loans

New & Used Auto Loans

Buy the car you want without red tape or stress.

No-Stress Car Loans

Purchasing a vehicle should not be stressful. With Leaders’ easy online loan pre-approvals and applications, you can buy the car you want at a rate you can afford.

Leaders’ New & Used Auto Loans Get Members Rolling

It’s time to take the stress out of buying a car. Are you:
Seeking a stress-free loan application and approval process?
Ready for the flexibility to choose between credit union and dealership financing?
Needing an affordable loan with competitive rates?
In search of easy-to-use tools to manage your loan?
Wanting a longer loan term?
Apply for Auto Loan
New & Used Auto Loans
interest rates

Interest rates as low as 2.99% APR¹

flexible loan terms

Flexible loan terms up to 96 months

debt protection

Debt protection, GAP coverage, and warranties available

Highlights

New & Used Auto Loans

The auto loan you need to drive your dreams.

Apply for Auto Loan
Dealer financing

Dealer financing available through our partners

mobile app

Track your loan and make payments with our mobile app

interest rates

Interest rates as low as 2.99% APR¹

flexible loan terms

Flexible loan terms up to 96 months

debt protection

Debt protection, GAP coverage, and warranties available

Dealer financing

Dealer financing available through our partners

mobile app

Track your loan and make payments with our mobile app

Get Pre-Approved Today

Convenient, online application process
Get Started

Testimonials

What Our Members Are Saying About Leaders

Are you buying a car?

We’re here to help you drive into the future with smart financial decisions. Our free loan calculator can help you estimate how much you can afford to spend on a car.

Enter your loan amount, interest rate, and desired loan term to estimate your monthly payment and determine if it fits into your budget. You can even download the results to your computer or phone, so the information will be at your fingertips.

Frequently Asked Questions About
Auto Loans

Yes. Once you are a Leaders Credit Union member, you’ll have access to our online and mobile banking tools, which allow you to make loan payments, view your balances, and easily transfer money between accounts.

Yes. Leaders Credit Union understands that financial hardship can strike at any time. You can skip a payment if you have had a loan with us for at least nine months and have an open Share Account with a minimum $10 balance. There is a $35 fee to skip a payment and interest will continue to accrue during the skipped month.

Yes. Credit unions are owned by members. We have a low membership fee of just $25. As a member, you’ll get access to our full array of tools and services to lead you to a strong financial future.

Our pre-approval process is designed to be quick and easy. Simply enter the required information to get your pre-approval within as little as 30 minutes.

We believe in taking the stress out of buying a new car, which is why we’re leading the way with speedy underwriting to get you into your new car as quickly as possible. The average time for loan approval is within one day.

Yes. We recognize that some of our members may need longer than that to pay off a car loan. That’s why we offer extended terms of up to 96 months.

Still have questions? Visit our Help Center.

Disclosures

1. - APR = Annual Percentage Rate.

Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as 2.99% APR” apply to well-qualified applicants with credit scores of 760, loan terms of 36 months and vehicles with less than 80,000 miles. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Not all applicants will qualify for the lowest rate.

Other restrictions may apply.

Loan rate effective as of June 14, 2022, and is subject to change without notice.

Payment Example: 36 monthly payments of approximately $29.08 per $1,000 borrowed at 2.99% APR.