Champion High Yield Savings

Earn competitive dividends as a reward for growing your savings.

Big Savings, High Earnings

Big savings deserve big rewards. With Champion High Yield Savings, we’re leading the way to financial security with tiered dividends for accelerated growth.

View Account Highlights

Champion High Yield Savings helps members save more

It’s time to put your savings to work for you. Are you:

Looking for a savings account that pays generous dividends?

Seeking an easy way to grow your savings?

Hoping to accelerate your savings for financial security?

In search of simple banking tools to help you manage your money?

Ready to work toward your long-term financial goals?

Members Earn More

Better rates are your reward for membership.

Earn up to 1.50% APY¹ on your balance while enjoying easy access to your money.

UP TO 1.50% APY 1

Tiered Rates Encourage Healthy Savings Habits

Looking for a higher rate? Check out our limited time certificate specials.

Champion High-Yield Savings

Balance Rate

Percent Earned

Balance Rate

$0.00 - $24,999.99

Percent Earned

0.05% APY¹

Balance Rate

$25,000 - $49,999.99

Percent Earned

1.00% APY¹

Balance Rate

$50,000 - $99,999.99

Percent Earned

1.25% APY¹

Balance Rate

$100,000 and over

Percent Earned

1.50% APY¹

Looking for a higher rate? Check out our limited time certificate specials.

How Our Champion High Yield Savings Stacks Up

Our members earn more with dividends that beat the national average.

Earn up to 12X the national average²

Tiered dividends allow your money to grow

Keep your money accessible while you earn dividends

1.50% APY 1

0.13% APY 2

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Highlights

The high-yield savings account you need to meet your long-term savings goals.

Track your savings with our free mobile app

Earn more as your savings grow

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Track your savings with our free mobile app

Earn more as your savings grow

Open Your Account Today

Testimonials

What Our Members Are Saying About Leaders

Leaders Credit Union embodies exceptional service to their members, innovation in banking, and leadership in the community. My family knows that Leaders will always be there for us, whether buying a home, paying off a car, or building savings.

Luke Pruett

LeBonheur Children’s Hospital

Leaders Credit Union prides itself on supporting the local community and investing in members’ experience. Leaders is more than a financial institution — it’s family!

Maliah Harmon

Ingram Content Group

The personal service and care I receive from Leaders is second to none. Their outstanding online and mobile presence makes banking easier for me and my often-times hectic lifestyle. At the end of the day, I know they have my best interests in mind.

Jason A. Sykes

Bartlett City Schools

Your financial champion was fantastic in opening an account for my oldest daughter. He took the time to answer all the questions we had about the process, even the bonus ones thrown his way by my other kids. I cannot say enough great things about Leaders and how thankful I am bank with you!

Amanda D. Stewart

Future Leader Savings

Our experience in getting a HELOC from Leaders was awesome! We were able to complete the paperwork and get it funded very quickly. Once it was funded, we were able to move money from that account into our checking account, all through the Leaders mobile app.

Dave Bratcher

YMCA of West Tennessee

Are you ready to earn more dividends as you save?

We’re here to lead the way to smart savings and big rewards. Our free savings calculator can help you achieve your financial goals.

Enter your starting amount, estimated monthly savings, and interest rate to calculate how much you can save. You can use this information to fine-tune your long-term financial goals. You can even email your results to yourself, so they’ll always be accessible.

Frequently Asked Questions About
Savings Accounts

Can I open a savings account online?: Yes. Once you are a Leaders Credit Union member, you can open a new savings account online in just a few minutes.

Is there a minimum deposit to open a savings account?: That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Do I need to be a Leaders member to open a savings account?: Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

What are dividends?: Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.

What are the dividend tiers for the Champion High Yield Savings account?: There are three dividend tiers based on your account balances. Balances between $25,000 - $49,999.99 earn 1.00% APY¹. Balances between $50,000 - $99,999.99 earn 1.25% APY¹. Balances $100,000 and over earn the highest dividends, 1.50% APY¹.

What happens if the balance in my Champion High Yield Savings account dips below $25,000?: You can keep your account open if your balance goes below the minimum deposit amount. However, your APY will drop to 0.05% until your total balance once again exceeds $25,000.

Disclosures

1. - APY = Annual Percentage Yield. New APY effective 10/01/2022 and will post for 4th quarter of 2022. $25,000 - $49,999.99 receives 1.00% APY, $50,000 - $99,999.99 receives 1.25% APY, $100,000 and over receives 1.50% APY.

2. - Based on the national APY average on savings accounts in the US according to Bankrate as of 09/23/2022.

3. - $25,000 minimum opening deposit of New Money or Existing money from an LCU Certificate or Fast Forward Savings. New money is defined as money that has not been on deposit at Leaders Credit Union during the past 30 days.

4. - Dividends paid quarterly. Limited to three transfers or withdrawals. If these limitations are exceeded the account will be subject to a service charge for each withdrawal or transfer over the limit.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Reward your habits

You'll be driving in no time

The branch in the palm of your hand

Guiding You on your Financial Journey

Become a Member Today

Champion High Yield Savings

Big Savings, High Earnings

Champion High Yield Savings helps members save more

It’s time to put your savings to work for you. Are you:

Members Earn More

How Our Champion High Yield Savings Stacks Up

Our members earn more with dividends that beat the national average.

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Highlights

The high-yield savings account you need to meet your long-term savings goals.

Track your savings with our free mobile app

Earn more as your savings grow

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Track your savings with our free mobile app

Earn more as your savings grow

Open Your Account Today

What Our Members Are Saying About Leaders

Are you ready to earn more dividends as you save?

Frequently Asked Questions About
Savings Accounts

Financial Wellness Articles

5 Essential Tips for Financial Wellness

Pros & Cons: Credit Union Personal Loans vs. Credit Cards

A First-Time Home Buyer's Guide

What is a Credit Union & Are They Required to be NCUA Insured?

Disclosures

All Leaders branches (including our call center) will be closed Saturday, May 27 and Monday, May 29 in observance of Memorial Day.

Online and mobile banking are available anytime, anywhere.

Welcome members

Champion High Yield Savings

Big Savings, High Earnings

Champion High Yield Savings helps members save more

It’s time to put your savings to work for you. Are you:

Members Earn More

How Our Champion High Yield Savings Stacks Up

Our members earn more with dividends that beat the national average.

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Highlights

The high-yield savings account you need to meet your long-term savings goals.

Track your savings with our free mobile app

Earn more as your savings grow

Earn up to 1.50% APY¹ on balances $100,000 and over

Requires a $25,000 minimum deposit to open an account³

No minimum balance to avoid service charges or earn dividends⁴

Track your savings with our free mobile app

Earn more as your savings grow

Open Your Account Today

What Our Members Are Saying About Leaders

Are you ready to earn more dividends as you save?

Frequently Asked Questions About Savings Accounts

Financial Wellness Articles

5 Essential Tips for Financial Wellness

Pros & Cons: Credit Union Personal Loans vs. Credit Cards

A First-Time Home Buyer's Guide

What is a Credit Union & Are They Required to be NCUA Insured?

Disclosures

Frequently Asked Questions About
Savings Accounts