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Christmas Club Savings

Christmas Club Savings

Save money for the holidays all year long.

Holiday Saving Made Easy

Gift buying during the holidays shouldn’t be stressful. With the Leaders Christmas Club Savings account, you can earn 0.25% APY¹ while you save for the season of giving.

Christmas Club Savings helps you save, so you can give.

Start saving for the holidays now. Are you:
Tired of the stress associated with holiday spending?
Looking for a way to automate your holiday savings?
Ready to put your money to work for you with 0.25% APY¹?
In search of simple banking tools to help build financial literacy?
Prepared to set money aside for the holidays all year long?
Open Christmas Club Savings
Christmas Club Savings
No minimum balance

No minimum balance to open

Free withdrawals

Free withdrawals from November 1 through December 31

automatic transfer

Save via payroll deduction or automatic transfer

Highlights

christmas-club-savings

The holiday savings account you need for stress-free giving.

Open Christmas Club Savings
0.25% APY

Earn up to 0.25% APY¹ on your savings

free mobile app

Track your savings with our free mobile app

No minimum balance

No minimum balance to open

Free withdrawals

Free withdrawals from November 1 through December 31

automatic transfer

Save via payroll deduction or automatic transfer

0.25% APY

Earn up to 0.25% APY¹ on your savings

free mobile app

Track your savings with our free mobile app

Open Your Account Today

Apply Now

Testimonials

What Our Members Are Saying About Leaders

Are you ready to start saving today for a joyful holiday season?

We’re here to lead the way to smart holiday savings. Our free savings calculator can help you prepare for a stress-free holiday season.

Enter your starting amount, estimated monthly savings, and interest rate to calculate how much you can save for this holiday season. You can use this information to set a holiday budget and savings goal. You can even email your results to yourself, so they’ll always be accessible.

Frequently Asked Questions About
Savings Accounts

Yes. Once you are a Leaders Credit Union member, you can open a new savings account online in just a few minutes.
That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.
You have two options to automate your savings. The first is to set up an automatic payroll deduction from your direct deposit. The second is to set up regular, automatic transfers from another Leaders Credit Union account.
Withdrawals are free between November 1 and December 31 each year. If you withdraw funds from your Christmas Club Savings account at other times, there will be a service charge.

Still have questions? Visit our Help Center.

Disclosures

1. - APY = Annual Percentage Yield.

Christmas Club accounts earn a flat 0.25% APY. You may withdraw part or all of your balance any time during the months of November and December and the account will remain open. If any withdrawal is made from a Christmas Club account at any other time, then a service charge will be assessed for each withdrawal.