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Money Market Certificate

Grow your savings quickly with generous dividends.

Financial Growth Plus Flexibility

Growing your savings should be easy. With our Money Market Certificates, you’ll receive higher dividends than with your regular savings account with the flexibility to withdraw money when you need it.

Money Market Certificates Help Accelerate Financial Growth

It’s time to grow your money for a bright future. Are you:
Seeking an account that will earn generous dividends?
Wanting the ability to withdraw funds if you need them?
In search of simple banking tools to help you manage your money?
Ready to work toward your long-term financial goals?
Needing the flexibility to make additional deposits to your account?
Meet with Financial Champion
Money Management Tool
Pays 0.40% APY

Pays 0.40% APY¹ on a quarterly basis

Minimum deposit

Minimum deposit of $3,000 to open an account

$1,000 minimum balance

$1,000 minimum balance to earn dividends

Highlights

Champion-High-Yield-CTA-1

The money market account you need to achieve your financial goals.

Meet with Financial Champion
additional deposits

Make additional deposits as needed and withdraw money without penalties

free mobile app

Track your savings with our free mobile app

Pays 0.40% APY

Pays 0.40% APY¹ on a quarterly basis

Minimum deposit

Minimum deposit of $3,000 to open an account

$1,000 minimum balance

$1,000 minimum balance to earn dividends

additional deposits

Make additional deposits as needed and withdraw money without penalties

free mobile app

Track your savings with our free mobile app

Open Your Account Today

Speak with Financial Champion

Testimonials

What Our Members Are Saying About Leaders

Are you ready to put your money to work for a brighter future?

We’re here to lead the way to smart savings and financial growth. Our free savings calculator can help you achieve your financial goals.

Enter your starting amount, estimated monthly savings, and interest rate to calculate how much you can save. You can use this information to fine-tune your long-term financial goals. You can even email your results to yourself, so they’ll always be accessible.

Frequently Asked Questions About
Savings Accounts

Yes. Once you are a Leaders Credit Union member, you can open a new savings account online in just a few minutes.
That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.
Yes, you can. We’ve designed the Money Market Certificate to be flexible to encourage our members to grow their money. After you open your account, you may deposit additional funds or withdraw funds without a penalty.
The minimum balance to earn dividends is $1,000. You can keep your account open with a balance lower than $1,000 and you’ll start earning dividends again once your balance goes up.

Still have questions? Visit our Help Center.

Disclosures

1. - APY = Annual Percentage Yield.

Certificates may be used as collateral for low-interest loans.