Prime Share Savings

Saving money should be easy.

Saving Made Simple

Every story has a beginning, and every membership with Leaders begins with Savings, our Prime Share Membership Savings.

View Account Highlights

Prime Share Savings Helps Members Save

It’s time to start saving for a bright future. Are you:

Seeking a no-frills savings account?

Looking for an account with no monthly fees?

Wanting to earn dividends on the money you deposit?

In search of simple banking tools to help you manage your money?

Ready to work toward your long-term financial goals?

Tiered Rates Encourage Healthy Savings Habits

Looking for higher rates? Grow your money fast with our Fast Forward Savings.

Prime Share Savings

Balance Rate

Percent Earned

Balance Rate

$0.00 - $9.99

Percent Earned

None

Balance Rate

$10.00 - $2,499.99

Percent Earned

0.05%¹

Balance Rate

$2,500 - $4,999.99

Percent Earned

0.10%¹

Balance Rate

$5,000 and over

Percent Earned

0.10%¹

Looking for higher rates? Grow your money fast with our Fast Forward Savings.

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Highlights

The savings account you need to meet your goals.

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Open Your Account Today

Side Share Savings

Saving for a specific goal is easy with a dedicated account to keep track of your money. Earn dividends to make your financial dreams a reality.

Add a Side Share to keep your savings organized
Track your accounts with our free mobile app
No minimum deposit to open

Speak With a Financial Champion

Testimonials

What Our Members Are Saying About Leaders

Leaders Credit Union embodies exceptional service to their members, innovation in banking, and leadership in the community. My family knows that Leaders will always be there for us, whether buying a home, paying off a car, or building savings.

Luke Pruett

LeBonheur Children’s Hospital

Leaders Credit Union prides itself on supporting the local community and investing in members’ experience. Leaders is more than a financial institution — it’s family!

Maliah Harmon

Ingram Content Group

The personal service and care I receive from Leaders is second to none. Their outstanding online and mobile presence makes banking easier for me and my often-times hectic lifestyle. At the end of the day, I know they have my best interests in mind.

Jason A. Sykes

Bartlett City Schools

Your financial champion was fantastic in opening an account for my oldest daughter. He took the time to answer all the questions we had about the process, even the bonus ones thrown his way by my other kids. I cannot say enough great things about Leaders and how thankful I am bank with you!

Amanda D. Stewart

Future Leader Savings

Our experience in getting a HELOC from Leaders was awesome! We were able to complete the paperwork and get it funded very quickly. Once it was funded, we were able to move money from that account into our checking account, all through the Leaders mobile app.

Dave Bratcher

YMCA of West Tennessee

Are you ready to start saving today for a brighter tomorrow?

We’re here to lead the way to smart savings. Our free savings calculator can help you achieve your financial goals.

Enter your starting amount, estimated monthly savings, and interest rate to calculate how much you can save. You can use this information to fine-tune your long-term financial goals. You can even email your results to yourself, so they’ll always be accessible.

Frequently Asked Questions About
Savings Accounts

Can I open a savings account online?: Yes. Once you are a Leaders Credit Union member, you can open a new savings account online in just a few minutes.

Is there a minimum deposit to open a savings account?: That depends on the account. Some of our savings accounts have no minimum deposit requirement while others do require a minimum deposit. Minimum deposits start at $10.

Do I need to be a Leaders Member to open a savings account?: Yes. Credit unions are owned by members and you must join to be a member. The membership fee is a one-time charge of $25.

What are dividends?: Dividends are money you earn for maintaining a balance in certain accounts. An account dividend is expressed as a percentage and calculated based on the average daily balance in the account for a month. Dividends are paid monthly or quarterly, depending on the account. The APY is the Annual Percentage Yield and represents the total actual percentage that a fixed sum in an account would earn in a year, including dividend accruals.

Why am I required to have a Prime Share Savings account?: Leaders Credit Union believes in leading members toward a bright financial future. We want to encourage saving because it’s the best way to build financial security and work toward long-term life goals.

What is the minimum balance to earn dividends with a Prime Share Savings account?: The minimum balance to earn dividends is $10. You will earn a higher percentage if you maintain a balance more than $2,500.

More rewarding checking

You'll be driving in no time

The branch in the palm of your hand

Guiding You on your Financial Journey

Become a Member Today

Prime Share Savings

Saving Made Simple

Prime Share Savings Helps Members Save

It’s time to start saving for a bright future. Are you:

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Highlights

The savings account you need to meet your goals.

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Open Your Account Today

What Our Members Are Saying About Leaders

Are you ready to start saving today for a brighter tomorrow?

Frequently Asked Questions About
Savings Accounts

Financial Wellness Articles

5 Essential Tips for Financial Wellness

Pros & Cons: Credit Union Personal Loans vs. Credit Cards

A First-Time Home Buyer's Guide

What is a Credit Union & Are They Required to be NCUA Insured?

Disclosures

Welcome members

Prime Share Savings

Saving Made Simple

Prime Share Savings Helps Members Save

It’s time to start saving for a bright future. Are you:

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Highlights

The savings account you need to meet your goals.

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Required of all Leaders members

One-time membership fee of $25

$10 minimum balance to open an account and to earn dividends²

Earn up to 0.10% APY¹ on balances more than $2,500

Track your savings with our free mobile app

Open Your Account Today

What Our Members Are Saying About Leaders

Are you ready to start saving today for a brighter tomorrow?

Frequently Asked Questions About Savings Accounts

Financial Wellness Articles

5 Essential Tips for Financial Wellness

Pros & Cons: Credit Union Personal Loans vs. Credit Cards

A First-Time Home Buyer's Guide

What is a Credit Union & Are They Required to be NCUA Insured?

Disclosures

Frequently Asked Questions About
Savings Accounts