Skip to content

Welcome to Leaders

We’re happy to have you as a member and help you reach your financial goals! We want to provide you with the resources to champion success in every area of your financial journey. We are here to support you and are happy to help answer all your questions, big or small.

What's next?

Below you will find the most popular services and features new members want to learn about. We’re always here to help when you need us. Give us a call at 731.664.1784 ext. 1253 if you need anything.

Mobile Banking
Mobile Banking

Take control of your finances with the Leaders Mobile App. Monitor account activity, move money, access helpful budgeting tools, and much more.

Online Banking
Enroll in Online Banking

Manage your finances from the comfort of your home office. Easily monitor balances, seamlessly transfer funds, and conveniently make payments.

Sign up for e-Statements

Say goodbye to paper and embrace the convenience of accessing all your statements online whenever you need them. 

Take Advantage of 5% APY¹ Checking
Checking just got more rewarding

With Champion Rewards, you’ll earn up to 5.00% APY¹ and have all the convenience of an online and mobile spending account.


  • Earn 5.00% APY¹ up to $15,000 and 3.00% APY¹ up to $250,000
  • Free debit Mastercard®
  • Get reimbursed for up to $15 per month in foreign ATM fees²
Payments made easy

At Leaders, we make it easy to make a payment. Pick the option that works best for you.

Free Checking Accounts
Free Checking Accounts

We provide free checking accounts to empower your spending and take charge of your finances, with complimentary access to our mobile app.

Limited Time Offer
Limited Time Offer

Boost your savings with our 11-Month Certificate at 4.75% APY³. Lock in this high-yield rate today and watch your money grow.

Loans to Move you Forward

We offer a variety of loans with great rates and flexible terms to help you reach your power your passions and make your dreams come true.

Financial Wellness
Financial Wellness

The right financial tools can help you get on the path to financial strength and stay there through all of life’s challenges.

Visit a Branch

Leaders provide members with convenient access to their accounts with nine branches across West Tennessee.

Shared Branching and ATMs
Shared Branches and ATMs

As a member of Leaders, you have access to 5,600 shared branches and 85,000 surcharge-free ATMs around the world.

One of our financial champions will be reaching out to you soon to welcome you to Leaders and answer any questions you have. If you need us before then, please don't hesitate to call our Loyalty team at 731.664.1784 ext. 1253.


1. - APY = Annual Percentage Yield. Champion Rewards Checking - Not all accountholders will qualify and eligibility criteria may apply. Subject to membership in good standing and no inquiries from other financial institutions. If monthly requirements are not met, account earns 0.05% APY. Debits must post during calendar month to receive high-interest yield. Deposits over $15,000 for qualified accounts will earn 3.00% APY up to $250,000.

2. - ATM fee refund cap of $15 per month.

3. - 11 Month Certificate Special –For a limited time only. At maturity, the 11-Month Certificate Special will automatically renew as a 12-Month Term Share Certificate.

For full disclosure, please access our Rate and Service Charge Disclosure.