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All Leaders branches (including our call center) will be closed July 2-4 in observation of Independence Day.
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Member Rewards Checking

Checking with Dividends

Our most rewarding checking account puts your money to work for you – every day.

Earn More on Your Checking

Your money should be working for you. With Leaders Member Rewards Checking, you’ll earn interest on your deposits with the flexibility to withdraw funds as needed.

Is Member Rewards Checking Right for You?

Your money should be working for you. With Leaders Member Rewards Checking, you’ll earn interest on your deposits with the flexibility to withdraw funds as needed.
Wanting to earn money on the funds in your checking account?
Looking to get reimbursed for foreign ATM fees?
A frequent user of your debit card?
Willing to enroll in direct deposit and receive eStatements to maximize your earnings?
Looking for an account with unlimited deposits and withdrawals?
Open Rewards Checking
Member Rewards Checking
Members Earn More
Better rates are your reward for membership.

Every member of Leaders Credit Union earns dividends. While the percentage varies from account to account, we share the wealth. Join today to make your money work for you – today and every day.

Checking-account-2-percent

How Member Rewards Checking Stacks Up

Our members earn more with a dividend that is more than 66X² the national average!

Earn up to 2.00% APY¹
Keep your money accessible while you earn dividends
How Member Rewards Checking Stacks Up
Earn up to 2.00% APY

Earn up to 2.00% APY¹

Complete at least 15 debit card transactions and one direct deposit per month and enroll in eStatements.

Unlimited deposits and withdrawals

Unlimited deposits and withdrawals

Debit Mastercard® with no monthly fee

Debit Mastercard® with no monthly fee

Highlights

Member Rewards Checking

The checking rewards you deserve with a Leader you can trust.

Open Rewards Checking
Access to Leaders-owned ATMs

Access to 85,000 surcharge-free ATMs

No minimum balance to open an account

No minimum balance to open an account

Earn up to 2.00% APY

Earn up to 2.00% APY¹

Complete at least 15 debit card transactions and one direct deposit per month and enroll in eStatements.

Unlimited deposits and withdrawals

Unlimited deposits and withdrawals

Debit Mastercard® with no monthly fee

Debit Mastercard® with no monthly fee

Access to Leaders-owned ATMs

Access to 85,000 surcharge-free ATMs

No minimum balance to open an account

No minimum balance to open an account

Open Your Account Today

Apply Now

Testimonials

What Our Members Are Saying About Leaders

Frequently Asked Questions about
Checking Accounts

Yes. Once you are a Leaders Credit Union member, you can open a new checking account online in just a few minutes.

Yes, our mobile app is available to all members for quick deposits. Simply open the mobile app and follow these steps:

  1. Tap the “Deposit Checks” banner on the home screen.
  2. Add the amount of your check and choose your account to deposit it.
  3. Endorse your check according to the in-app instructions.
  4. Take pictures of the front and back of your check.
  5. Wait for confirmation that your deposit has been completed.
  6. Securely store or shred your check.

For recurring charges, you should contact the vendor to make alternative payment arrangements. Once a transaction is approved and pending, we cannot reverse it. Keep in mind that canceling your card and getting a new one may not stop recurring charges.

There are three requirements:

  1. You must have at least one direct deposit per month
  2. Complete 15 transactions with your debit Mastercard® per month
  3. Enroll in eStatements

Still have questions? Visit our Help Center.

Disclosures

1. - APY = Annual Percentage Yield. Not all applicants will qualify. Subject to membership in good standing and no inquiries from other financial institutions. To qualify for 2.00% APY, member must have at least one direct deposit per month, be enrolled in eStatements, and complete 15 transactions with their Leaders debit Mastercard each month. If monthly requirements are not met, account earns 0.05% APY. Debits must post during calendar month to receive high-interest yield. ATM fee refund cap of $15 per month. Deposits over $15,000 for qualified accounts will earn 0.20% APY. Please see our Rate and Fee Disclosures for more details.

2. - Based on the national APY average on checking accounts in the US according to ValuePenguin as of 05/06/2022.